What are credits and what consumes them?

Credits are the unit of Monty's work: a draft costs 1 credit, a reply or an autopilot send costs 2, and a full research pass on a lead costs 4. Qualifying and scoring a lead costs nothing, and teammates are included in your plan rather than billed per seat. Reviewing, editing, and approving drafts is free too — you're never charged to check Monty's work (asking Monty to rewrite a draft for you does use credits). The Credits page shows a running itemized breakdown so month-end is never a surprise.